SPECIALIZED KPO SOLUTIONS FOR TITLE AND MORTGAGE PROCESSING COMPANIES
factRsystems delivers high-value knowledge process outsourcing services designed specifically for title agencies and mortgage processors. Our expert team handles your complex research and data-intensive tasks, enabling you to focus on core operations and client relationships.
SERVICES
factRsystems supports Flood Zone Determination Companies, Tax Servicing Companies, Title Companies, Title Agencies, Mortgage Processors, and Settlement Service Providers throughout the United States, catering to regional firms and national enterprises.
Mortgage Processing Support
Flood Zone Determinations -
Manual flood zone determinations using FEMA maps and specialized data sources.- Standard Life of Loan determinations
- Basic and advanced determinations
- FEMA map analysis and interpretation
- Special flood hazard area identification
- Historical determination research
- Letter of map change research
- Flood maps image overlays
Property Tax Research -
Comprehensive property tax verification and analysis.- Current tax status verification
- Delinquency identification
- Tax amount and payment history research
- Special assessment discovery
- Tax authority verification
Property Reports -
Detailed property information reports customized to your specifications.- Legal description verification
- Ownership verification
- Mapping and GIS integration
- Zoning and land use information
- Property history development
- Property ID Search
Title Research & Examination
Ownership & Encumbrance Reports -
Comprehensive reports verifying property ownership and identifying recorded encumbrances.- Current and prior ownership verification
- Mortgage and lien identification
- Judgment searches
- Easement and restriction discovery
- HOA and covenant research
Full Title Search & Examination -
Detailed examination of title history to identify potential issues affecting marketability.- Complete chain of title development
- Legal description verification
- Document retrieval and analysis
- Tax and assessment verification
- Cloud on title identification
- Assignment verification
- Open mortgage search
- Customized search parameters to your specifications
Commitment & Policy Preparation -
Expert preparation of title commitments and policies according to your templates and requirements.- Schedule A and B preparation
- Exception development and verification
- Requirement creation based on examination findings
- Endorsement identification and application
- Quality control review before delivery
Settlement Services
Document Preparation -
Creation and review of closing documents according to your templates and requirements.- HUD-1/Closing Disclosure preparation
- Deed preparation and review
- Affidavit development
- Power of attorney review
- Closing package assembly
Title Clearing -
Resolution of title issues to ensure marketable title prior to closing.- Exception resolution
- Lien release tracking
- Payoff statement procurement
- Subordination processing
- Curative document creation
Closing Support -
Back-office support for your closing operations.- Pre-closing file review
- Document package preparation
- Policy Production
- Post-closing document organization
- Disbursement verification
- Recording package preparation
Post-Closing Services
Final Policy Preparation -
Preparation of final title policies according to underwriter requirements, ensuring that all terms, conditions, and endorsements are properly documented.- Policy Jacket Preparation
- Endorsement Attachment
- Schedule Verification
- Exception Confirmation
- Quality Control Review
Recording Verification -
Confirmation of proper document recording and indexing to protect the lender’s and owner’s interests.
- Recording Confirmation
- Recorded Document Retrieval
- Index Verification
- Exception Resolution
Contact
flood zone information
We offer a range of flood zone determination services, including automated flood searches and manual search-based determinations for residential and commercial properties. These services also include dispute/recheck, grandfathered and PRP determinations, life of loan and portfolio tracking, flood overlays, LOMA-LOMR searches, metes and bounds plotting, and HMDA documentation.
Please provide the Full Property Address/Legal description/Parcel ID for the search
property tax services
We offer comprehensive property tax services that include setting up tax lines and tax services, validating property addresses, owners, and parcel numbers, identifying tax agencies, assigning tax ID numbers, loading tax ID and agency information to the client system, conducting a one-time detailed search of one or more parcels, and providing complete tax payment information through a tax certificate. We also offer reporting services for full current tax, assessment detailed information, payment status of all parcels by taxing entity, prior-year delinquent and sold details, redemption amounts and payment requirements. In addition, we collect original tax bills, receipts, assessment notices, and all supportive tax-related documents from tax agencies and deliver them to our clients.
Please provide the Full Property Address/Legal description/Parcel ID for the search
TITLE SEARCH
Our property services offer comprehensive Title searching and examination that covers every detail. Our search report includes 100% vesting with a proper chain of title, which means you can have complete confidence in the ownership status of the property. We also identify and report any voluntary and involuntary liens and loans that may be associated with the property. Our reports include copies of easements, restrictions, maps, and other documents that may impact the property. In addition, we provide tax information that includes land, assessment, and improvement values. We also send out notifications to relevant parties about the foreclosing mortgage. We validate the chain of title and confirm 100% vesting along with maps and legal descriptions. We cross-check the open mortgages and deeds on the subject property to ensure that everything is in order. Moreover, we verify all the open liens and judgments on the borrower of the subject property. We procure payoff statements, judgment copies, liens, commitment typing, policy keying, and many more. We take pride in providing you with a comprehensive and detailed report that covers all aspects of the property.
Please provide the Full Property Address/Legal description/Parcel ID for the search